Elements Which Impact The Scale Of One’s ICBC Injury Claim
Posted by Randall Sexton on May 9, 2011 under Personal Injury | 
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Motorists in the Canadian province of British Columbia have to get their auto insurance from The Insurance Corporation of British Columbia. Better known as ICBC, this organization was established in 1973 in order to make roads in BC safer for all motorists and it is also responsible for driver li
It is essential that you recognize that each ICBC injury claim is unique. The company has guidelines for awarding compensation, which makes it impossible to tell in advance how much each claim is worth. There are many personal injuries that they award claims for but there is no fixed amount that is awarded. The company works out the amount after taking all pertinent information into account.
There are many different factors that determine how much a personal injury claim should be. One of the first things to be considered is who was responsible for the accident. Needless to say, if your injuries were caused entirely due to the actions of the other person then you can claim compensation for more than one type of loss. It is also likely that you are entitled to no-fault’ benefits that ICBC will have to pay you.
Another important factor that will influence the amount of compensation you could get is the type and extent of injury you have suffered. There are certain guidelines concerning how much money has to be paid for specific types of injuries. These guidelines are especially applied to whiplash injuries and other soft tissue damage. If you suffer from these injuries then you can expect to get a reasonable amount of money depending on what the injuries are and how badly they affect you.
If you have injuries that you get over within 6 months, of which you have complete disability for 2 months, then you can claim a maximum of $6,500 in non-pecuniary damages which is the cap for Mild’ injuries. These injuries rarely involve more than muscular stiffness and slight damage to the body. If, on the other hand, you have neck problems as well as musculoskeletal injuries that last for 12 months of which you had total disability for 4 months, then your injuries will be termed as Mild/Moderate. These injuries have a cap of $10,000 for non-pecuniary damages. If you have suffered neurological damage as well as musculoskeletal problems and the injuries take 24 months to be cured then you will come in the category of having Moderate injuries. You will also have to have been totally disabled for 12 months. You will then be able to apply for a maximum of $15,000.
The amount of your ICBC injury claim can also be based upon the extent to which the injury has hampered your regular life. Another factor to be considered is the impact on your earning capacity. You will also be able to ask for compensation for all the pain you have had to go through as well the loss of enjoyment of life. Other reasons for which you can sue include loss of past income, loss of future income, cost of future care and loss of housekeeping capacity.
It is very difficult for a regular person to compute the size of an ICBC injury claim because of the various factors involved. You will definitely need the help of a reliable personal injury lawyer in order to calculate the correct amount and present your case in the correct manner. This is the way to ensure that you claim the exact amount of money due to you without losing out any amount.
As a person looking for ICBC Injury Claim Lawyers you should visit their site. Read this site to learn more about ICBC Injury Claim Lawyers.
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